Answer :
Here,
denotes theVelocity of the cyclist = 10 m/s
denotes the Velocity of falling rain = 30 m/s
The woman must hold her umbrella in the direction of the relative velocity (v) of the rain with respect to her in order to protect herself from the rain. Therefore, relative velocity becomes
v = 30 + (-10)
v = 20 m/s
As a result, the woman must hold the umbrella at an angle of about 18 degrees with the vertical, facing south.